Telephone: 01473 520060

Category C & D Cars

At last, Autotrader are flagging up used cars that are Category C and D. Autotrader are using MIAFTR (Motor Insurance, Anti Fraud & Theft Register - powered by HPI) to automatically identify these cars.  Thanks to the Autotrader Community of Motor Traders for flagging it and making it a priority.  



What do the categories mean?


Insurance companies use categories A, B, C, D & F for used cars that have been damaged.


Cat F refers to a vehicle that has suffered fire damage and will never be for sale. 


Cat A is when a vehicle is beyond repair or salvage and should be crushed. (These cars will automatically be blocked by Autotrader, and can't be sold on this site.)


Cats B and C are vehicles that have been damaged and the insurance company have chosen not to go ahead with the repairs. Cat C cars can be salvaged if the repairs are carried out adequately. (Cat B cars will not be sold on the Autotrader site either.)


Cat D is a vehicle that has not had a lot of damage. However, the insurance company has deemed that the vehicle isn't worth the money to repair it. (Insurance companies will take into consideration, hire car, parts & how much your car is worth before making a decision). Cat D cars can return to the road as long as it complies with specific rules.  Often Insurance Companies sell these cars onto garages at a much lower cost. The V5 registration form will be sent off to DVLA to get the category altered accordingly.


Insurance write offs - Simon Shield Cars Ltd

Photo from Autotrader

If and when you're searching for a used car on Autotrader and you're comparing these cars, if you happen to chose a Cat C or D, you'll now understand why it's a lot cheaper.



Insurance written off cars - Simon Shield Cars Ltd

Photo from Autotrader


For all of us it is now more of a level playing field when looking at car prices on Autotrader.



Happy St George's Day, proud to be English.



If you would like any further advice about buying or selling a used car, please don't hesitate to contact us on 01473 658091 or via twitter, facebook or google+.




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Evolution Funding Ltd and associated trading styles are authorised and regulated by the Financial Conduct Authority for credit brokerage. We are a credit broker not a lender. Our FCA number is 823324. Finance subject to status. Terms and Conditions apply.