Telephone: 01473 520060


Deciding on the best way to fund the purchase of your next car can be difficult, which is why  Simon Shield Cars are here to make things easier. We know that all of our customers are different and we take into account individual circumstances when discussing car finance.    

There are several different types of car finance, and it's always wise to research which one is right for you before making a decision.    

Hire Purchase (HP) 24-60 month agreements
is a traditional route to vehicle ownership. You make regular monthly payments on the vehicle, and own the car completely when the finance term ends.    


Personal Contract Purchase (PCP) up to 48 months
is a very flexible option. A balloon payment is deferred until the end of the finance term,  making the monthly repayments lower. You have the option to purchase the vehicle or hand it back at the end of the agreement.    PCP contracts are only available on cars that are younger than 5 years old and have less than 50,000 miles.



A Motor Loan
is a straightforward loan used to purchase a vehicle. The interest rates can work out cheaper than for other types of finance, yet you will take on more personal responsibility for the loan amount. You can obtain a loan from your bank or building society if you have the required credit rating.  

Simon Shield Cars Ltd is authorised and regulated by the Financial Conduct Authority. The  Permission Reference Number is 5498506. You can check this on the FCA’s website or by contacting the FCA on 0845 6061234.      

If you have existing finance outstanding, this can be settled too.    

Take a look at the two videos about Hire Purchase and PCP.

The finance calculator is attached to each car - take a look at the used cars we've got in stock today and then you can apply?  

Simon Shield Cars is a trading style of Simon Shield Cars Ltd. Simon Shield Cars Ltd are authorised and regulated by the Financial Conduct Authority for credit brokerage. Our FRN number is 660225. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to us to do so. Prices, offers and information correct at the time of publishing. Simon Shield Cars Ltd is a credit broker and not a lender.